The UCPB Ultra Special. "No Seasoning Period required"
With UCPB ULTRA SPECIAL, our buyers will Automatic Loan Approval from UCPB immediately after payment of required minimum equity without the usual credit investigation and income qualification.
This applicable to new sales starting August 15, 2009 for all Ready for Occupancy (RFO) projects except Alta Vista De Boracay.
Scheme 1: 10-10-80
Discount from List Price: 2% (if cash DP) or 0% if DP payable in 3 months
CLOSING FEE: WAIVED
CLOSING FEE: WAIVED
DP RATE Discount from list price Discount from list price
if DP paid in cash if DP paid in 3 mos
20% 3% 1%
30% 4% 2%
40% 5% 3%
50% 5% 3%
7. Buyer shall not default in payment for the first two (2) years from loan take out. Incase of default during the first
2 years, UCPB shall call for buyback account. In case of buyback, the account will be automatically converted to
in-house financing.
8. Closing fee is WAIVED, however, in any of the following, closing fee will then be collected:
10. Please consider minimum DP policy for each project. Example, for projects with minimum 30%DP requirement, the
10-10-80 or 20-80 is not applicable.
10-10-80 Scheme: UCPB Ultra Special Sample Computation
P2.3 Million TCP (less 2% if paid 10%DP in 30 days) P2.254 Million
P2.3 Million TCP (less 3% if paid 20%DP in 30 days) P2.231 Million
With UCPB ULTRA SPECIAL, our buyers will Automatic Loan Approval from UCPB immediately after payment of required minimum equity without the usual credit investigation and income qualification.
This applicable to new sales starting August 15, 2009 for all Ready for Occupancy (RFO) projects except Alta Vista De Boracay.
Scheme 1: 10-10-80
Discount from List Price: 2% (if cash DP) or 0% if DP payable in 3 months
CLOSING FEE: WAIVED
- First 10%DP payable in cash or maximum of 3 months
- Second 10%DP payable in 24 months to commence 30 days after full payment of DP1
- 80% bank loan to be drawn by the buyer and release to DMCI upon full payment of 1st 10%DP
CLOSING FEE: WAIVED
DP RATE Discount from list price Discount from list price
if DP paid in cash if DP paid in 3 mos
20% 3% 1%
30% 4% 2%
40% 5% 3%
50% 5% 3%
- Minimum of 20%DP payable in cash or maximum of 3 months
- Balance thru bank financing to be drawn by the buyer and release to DMCI upon full payment of equity.
- Signed UCPB Loan Application
- 2 Valid ID's
- Income Tax Return (ITR) for locally employed, OR 2 years Audited FS (for Corporation or with business), ITR should not reflect a net loss.
- Maximum Loan Amount is 80% of the Total Contract Price (TCP)
- Maximum term is 15 years
- Interest rate is prevailing lending rate of a regular bank financing plus 2% for the first two (2) years. Example, if bank's regular
- home loan rate is 9.75%, UCPB ULTRA SPECIAL RATE is 11.75% for the first two (2) years. Interest rate after 2 years shall be regular home loan rate. Buyer may choose yearly repricing on interest or fixing up to five (5) years.
- Requirements for release of loan:
- Payment of Bank charges (approximately P18k/P1M)
- Issuance of 24 post dated checks payable to UCPB (to cover bank MA for the first 2 years)
- Signing of loan documents
7. Buyer shall not default in payment for the first two (2) years from loan take out. Incase of default during the first
2 years, UCPB shall call for buyback account. In case of buyback, the account will be automatically converted to
in-house financing.
8. Closing fee is WAIVED, however, in any of the following, closing fee will then be collected:
- Default in payment within 2 years
- Conversion to in-house financing
- Transfer of financing to other banks / financial institution
- Full payment within two (2) years
10. Please consider minimum DP policy for each project. Example, for projects with minimum 30%DP requirement, the
10-10-80 or 20-80 is not applicable.
10-10-80 Scheme: UCPB Ultra Special Sample Computation
P2.3 Million TCP (less 2% if paid 10%DP in 30 days) P2.254 Million
- 1st 10% DP- 225,400
- 2nd 10%- 225,400 in 24 mos @ 0% interest = P9,391.66
- 80% - 1,803,200 15 yrs to pay = 21,352.25
- 1st 24 months amortization = 30,743.91
- After 24 months = 13,673.68 for the next 13 years
P2.3 Million TCP (less 3% if paid 20%DP in 30 days) P2.231 Million
- 20% DP- 446,200
- 80% - 1,784,800
- 1st 2 yrs = 21,134.37
- Next 13 yrs = 13,534.15
Other Promos:
1. DMCI-BDO Home Loan Plan
2. 10-10-80 Payment Scheme
3. Illumina Residences Lite & easy payment plan
1. DMCI-BDO Home Loan Plan
2. 10-10-80 Payment Scheme
3. Illumina Residences Lite & easy payment plan